Medical Scheme Benefits

2023 Medical Scheme Benefits

	AECI (Healthcare) Member Guide
	AECI Member Guide
	Affinity Health Consolidated Standard
	Affinity Health Group Schemes Consolidated Brochure
	Affinity Health Policy Standard
	Affinity Health Procedure Guide
	Alliance Midmed
	Alliance Midmed Contributions and Planning
	Anglovaal Medical aid Benefit Brochure
	Anglo America Scheme Benefite guide
	Bankmed Benefit Guide
	Bestmed (1) Beat 1
	Bestmed (1) Beat 2
	Bestmed (1) Beat 3
	Bestmed (1) Beat 4
	Bestmed (1) BEAT Network DSP Hospital List
	Bestmed (2) Pace 1
	Bestmed (2) Pace 2
	Bestmed (2) Pace 3
	Bestmed (2) Pace 4
	Bestmed (3) Rhythm 1 Product brochure
	Bestmed (3) Rhythm 2 Product brochure
	Bestmed (4) Rhythm Basic Radiology Codes
	Bestmed (4) RHYTHM DSP Hospital List
	Bestmed (4) Rhythm Pathology Manual
	Bestmed Brochure A5 ENGRhythm Pathology Manual 20221104 Web
	Bestmed Brochure A5 Rhythm ENGBasic Radiology Codes 20221104 Web
	Bestmed Comparative Brochure
	Bestmed Comparative Guide Brochure A4 V200 0120 Web
	Bestmed Comparative Guide Brochure Afrikaan
	Bestmed Contribution Comparison
	Bestmed Managed Care Guide
	Bestmed Network DSP Hospital List V100 20220926 Web
	BMW Employees - Bemas benefit
	BONITAS All Plans
	Bonitas Benefit Options
	Bonitas Highlights
	Bonitas Hospital Network Lists
	Bonitas Plan Increase Comparison
	BP Southern Africa member guide
	Building & Construction Industry Medical Aid Fund BCIMA Member Brochure
	CAMAF Brochure
	Cape Medical Plan (1) Health Benefits Brochure
	Cape Medical Plan (2) HealthPact Premium Benefits
	Cape Medical Plan (3) HealthPact Silver Benefits
	Cape Medical Plan (4) HealthPact Select Benefit Set
	Cape Medical Plan General Rules of the Scheme
	Cape Medical Plan Prescribed Minimum Benefit
	CompCare (1) Selfnet Brochure
	CompCare (2) MedX Brochure
	CompCare (2A) MedX-ED Brochure
	CompCare (2b) MedX-ED Brochure
	CompCare (3) Mumed Brochure
	CompCare (3c) Mumed Brochure
	CompCare (4) Unisave Brochure
	CompCare (5) Selfsure Brochure
	CompCare (6) Symmetry-ED Brochure
	CompCare (6) Symmetry Brochure
	CompCare (7) Dynamix Brochure
	CompCare (8) Pinnacle Brochure
	CompCare (8A) Pinnacle-ED
	CompCare Benefit Guide
	De Beers (1) DBBS Member Guide
	Discovery Health Medical Scheme (1) Keycare (Plus,Core, Start, Start, Regional) Plan Guide
	Discovery Health Medical Scheme (2) Core (Classic, Classic Delta, Essential, Essential Delta, Coastal) Plan
	Discovery Health Medical Scheme (3) Smart (Classic, Essential, Essential Dynamic) Plan Guide
	Discovery Health Medical Scheme (4) Saver (Classic, Classic Delta, Essential, Essential Delta, Coastal) Plan Guide
	Discovery Health Medical Scheme (5) Priority (Classic, Essential) Plan Guide
	Discovery Health Medical Scheme (6) Comprehensive (Classic, Classic Delta, Essential, Essential Delta, Classic Smart) Plan Guide
	Discovery Health Medical Scheme (7) Executive Plan Guide
	Discovery Health Medical Scheme Contributions
	Discovery Health Medical Scheme Plan Comparison
	Discovery Health Medical Scheme Product Information Brochure
	Discovery Health Updates in Detail
	Discover Health Medical Scheme Information Brochure
	Discover Health Medical Scheme Wellth Fund
	Engen Medical Scheme
	Fedhealth Flexifed
	Fedhealth Guide
	Fedhealth Maxifed
	Fedhealth MyFed
	Fishing Industyr Fishmed Benefit summary
	Foshine TFG-health Benefit Guide
	Gap Cover Ambledown (1) Series
	Gap Cover Ambledown (2) Elite
	Gap Cover Ambledown (3) Shield
	Gap Cover Ambledown (4) Shield CoPay
	Gap Cover Liberty Zestlife Dental Brochure
	Gap Cover Sanlam Brochure
	Gap Cover Sanlam Mediclinic Extender Benefit
	Gap Cover Sirago Brochure
	Gap Cover Sirago Ultimate Update
	Gap Cover Stratum Enhancements
	Gap Cover Stratum Individual and Corporate Product Range Brochure
	Gap Cover Turnberry
	Gap Cover Turnberry Premier
	Gap Cover Western 2022- Comparisons
	Gap Cover Western Kael0 Lifestyle VAS with extra Brochure
	Gap Cover Western Oncology Supplementary
	Gap Cover Western Select
	Gap Policy Sanlam Benefits
	GEMS Additional Cronic Disease List
	GEMS Benefits of joining gems network
	GEMS Beryl
	GEMS Brochure - Benefits
	GEMS Chronic Medicine Member Guide
	GEMS Definitions
	GEMS Emerald
	GEMS Emerald Value
	GEMS Exclusions and Limitations
	GEMS GAP Cover
	GEMS Member Guide
	GEMS Onyx
	GEMS Participating Employers
	GEMS RA
	GEMS Ruby
	GEMS Ruby - Personal Savings Account
	GEMS Student Eligibility Communication Campaign
	GEMS Tanzanite
	GEMS Contributions and Late joiners
	Genesis Medical Scheme Benefits Contributions
	Glencore Medical Scheme Benefit Guide
	Golden Arrow GAEMBF Benefit Summery
	Golden Arrow GAMBF Benefit Guide Handbook
	Health4Me Brochure
	Imperial Motus Group Medical scheme Member Guide
	Keyhealth
	Keyhealth (1) Essence Brochure
	Keyhealth (2) Origin Brochure
	Keyhealth (3) Equilibrium Brochure
	Keyhealth (4) Silver Brochure
	Keyhealth (5) Gold Brochure
	Keyhealth (5) Platinum Brochure
	Keyheatlh (1) Essence Brochure
	LA Health LAMAF Benefit Brochure
	Libcare Benefit Guide
	Liberty Health Blue (1, 2) Gap Cover Universal, Essential, Extended Member Guide
	Liberty Health Blue New in benefits
	Makoti Medical Scheme Benefit Guide
	Malcor Medical Scheme Benefit Brochure
	MBMed Sanlam Gap Cover
	Medihelp Benefit Options
	Medihelp Contributions for each plan
	Medihelp Medvital
	Medihelp Products - Videos Digital material
	Medimed Medical Scheme (1) Alpha
	Medimed Medical Scheme (2) Medisave Standard
	Medimed Medical Scheme (3) Medisave-Max
	Medimed Medical Scheme (4) Medisave Essential
	Medimed Medical Scheme Guide and Rules
	Medipos Benefit Guide
	Medipos Summary - Benefits
	Medshield (1) PremiumPlus Benefits Contribution Adjustments
	Medshield (1) PremiumPlus Benefit Guide
	Medshield (10) MediPhila Benefits Contribution Adjustments
	Medshield (10) MediPhila Benefit Guide
	Medshield (11) MediCurve Benefits Contribution Adjustments
	Medshield (11) MediCurve Benefit Guide
	Medshield (2) MediBonus Benefits Contribution Adjustments
	Medshield (2) MediBonus Benefit Guide
	Medshield (3) MediSaver Benefit Guide
	Medshield (3) MediSaver Benefits Contribution Adjustments
	Medshield (4, 5) MediPlus Prime and Compact Benefit Guide
	Medshield (4, 5) MediPlus Prime and Compact Product One Pagers
	Medshield (6) MediCore Benefits-Contribution-Adjustments
	Medshield (6) MediCore Benefit Guide
	Medshield (7, 8) MediValue Prime and Compact Benefit Guide
	Medshield (7, 8) MediValue Product One Pagers
	Medshield (9) MediSwift Benefits Contribution Adjustments
	Medshield (9) MediSwift Benefit Guide
	Medshield Medical Scheme Premiums and Enhancements
	Momentum (1) Evolve Day Hospitals.xlsx
	Momentum (1) Evolve Network Hospital List
	Momentum (1) Evolve Option
	Momentum (1) Medical Scheme Pharmacy List.xlsx
	Momentum (2) Custom Associated GP Network.xlsx
	Momentum (2) Custom Associated Hospital List
	Momentum (2) Custom Day Hospitals.xlsx
	Momentum (2) Custom Option
	Momentum (2) Pharmacy List.xlsx
	Momentum (2) Custom Associated Hospital List
	Momentum (3) Incentive Associated GP Network.xlsx
	Momentum (3) Incentive Associated Hospital List
	Momentum (3) Incentive Day Hospitals.xlsx
	Momentum (3) Incentive Option
	Momentum (4) Day Hospital list
	Momentum (4) Extencer Associated Hospital List
	Momentum (4) Extencer Pharmacy List.xlsx
	Momentum (4) Extender Associated GP Network.xlsx
	Momentum (4) Extender Option
	Momentum (5) Summit Option
	Momentum (6) Ingse Pharmacy List.xlsx
	Momentum (6) Ingwe Active Network.xlsx
	Momentum (6) Ingwe and Ingwe Active - Optometry Network -.xlsx
	Momentum (6) Ingwe and Ingwe Active Dental Network.xlsx
	Momentum (6) Ingwe Network Hospital List
	Momentum (6) Ingwe Option
	Momentum (6) Ingwe Primary Care Network.xlsx
	Momentum Associated GP Network (1).xlsx
	Momentum Complementary Product Brochure
	Momentum Day Hospitals (2).xlsx
	Momentum Engage Complementary Produc Brochure
	Momentum Evolve Network Hospital List
	Momentum Health Multiply Engage
	Momentum Health Multiply Premier
	Momentum Health Multiply Premier Brochure
	Momentum Medical Scheme Brochure - Marketing
	Momentum Medical Scheme Contributions
	Momentum Medical Scheme Pharmacy List.xlsx
	Momentum Multiply Inspire Mobile Brochure
	Momnetum Health Multiply Inspire
	Moto Health Member Guide
	Namibia Health Plan (NPH) Benefit Guide
	Netcare Benefit Brochure
	Old Mutual Staff (OMSMAF) Member Guide Summary
	PG Group Benefits update
	PG Group Denis
	PG Group Member Guide
	Pick n Pay (1) Primary Option Guide
	Pick n Pay (2) Plus Option Guide
	Platimun Health (1) Comprehensive Brochure
	Platimun Health (2) Platfreedom
	Platimun Health (3) PlatCap Brochure
	Platimun Health Information Guide
	Polmed Member Guide
	Profmed (1) Benefits
	Profmed About
	Profmed Benefits at a Glance
	Profmed Benefits Summery
	Profmed Information Guide
	Profmed Reference Guide - Different plans
	Rand Water Medical Scheme RWMS Brochure
	Remedi Benefit Brochure
	RUMed Brochure
	SABMAS Cronic Condition General Information
	SAMWUMED Benefits Brochure
	Sasolmed brochure
	SedMed Medical Scheme Guide
	Sisonke Health Membership BrochureWEB
	Sizwe Hosmed Guide
	Suremed (1) Challenger Brochure
	Suremed (2) Explorer Brochure
	Suremed (3) Navigator Brochure
	Suremed (4) Shuttle Brochure
	Suremed GP Visits and other information about GP
	SwaziMed Benefit Guide
	Thebemed (1) Universal
	Thebemed (2) Fantasy
	Tiger Brands Medical Scheme TBMS Question Guide
	Transmed Memberguide
	Umvuzo (1) Activator Brochure
	Umvuzo Health (2) Ultra Afford Able Brochure
	Umvuzo Health (2b) Ultra Afford Able Value Brochure
	Umvuzo Health (3) Standard Brochure
	Umvuzo Health (4) Extreme Brochure
	Umvuzo Health (4) Supreme Brochure
	Unity Health (1) Primary Care
	Unity Health (2) Hospital Care
	Unity Health (3) Individuals Primary Care
	Unity Health (4) Individuals Hospital Care
	Universal Health and Acc (UHAP) Brochure
	Witbanki Coalfield (2) WCMAS Midmas Members Guides
	Witbank Coalfields (1) WCMAS Comprehensive Members Guides
	Witbank Coalfields (3) WCMAS Ntsika Membership Guide
	Wooltru Non-Tcoe Brochure

1	Disclaimer
	HEALTHMAN, do not guarantee the availability of services offered on this website ("the Services") or the accuracy of the information and/or images on this website. We make no representations or warranties, whether express or implied, and assume no liability or responsibility for the proper performance of this website and/or the Services and/or the information and/or images contained on this website, and the Services are thus used at your own risk. In particular we make no warrantee that the Services will meet your requirements, be uninterrupted, timely, and secure or error free.

2	Indemnification
	You, the user, accordingly indemnify and hold us harmless against all and any loss, liability, actions, suites, proceedings, costs, demands and damages of all and every kind, (including direct, indirect, special or consequential damages), and whether in an action based on contract, negligence or any other action, arising out of or in connection with the failure or delay in the performance of the Services offered on this website, or the use of the information and/or images available on this website.

3	Use of Services
	3.1	You may only use the Services for lawful purposes and you warrant that you shall not:
		3.1.1	1 other than for your personal and non-commercial use, store on your computer, or print copies of extracts from this website, and you may not, other than for your personal and non-commercial use, "mirror" or cache information provided via this website on your own server, or copy, adapt, modify or re-use the text or graphics from this website without prior written permission from HEALTHMAN.

4	Privacy
	4.1	Whilst your name and particulars which are supplied to us when registering for some of the Services will not automatically be made available to anyone, we nevertheless reserve the right to make information available to the authorities if required by law.
	4.2	We will not sell or rent any personally identifiable information about you to any third party. However monitoring or recording of your registration details may take place for business purposes to the extent permitted by law, such as for example quality control and training for the purposes of improving our Services. However, in these situations, we will not disclose information that could be used to personally identify you.
	4.3	We will adhere to our privacy policy the salient terms of which are available for you to link to and read from the home page of this website.
	4.4	You must notify us immediately should any of your information change.

5	Intellectual Property Rights
	You acknowledge that we own the intellectual property rights in and to this website, and that the unauthorized use thereof is expressly prohibited. The word or mark "HEALTHMAN", and "e2", however represented, including stylized representation, all associated logos and symbols and combinations of any of the a foregoing with another word or mark, used on this site, are the trademarks of HEALTHMAN.

6	Password
	You shall keep your password secure and warrant that no other person shall use the Services utilizing your password, and you acknowledge further that you are responsible for ensuring that no unauthorized access to the Services is obtained using your password, and that you will be liable for all such activities conducted pursuant to such use, whether authorized or not.

7	Termination and Variation
	We reserve the right to terminate the Services to you in particular, or to the public in general, without notice or reason, or to revise these terms and conditions at any time. Such changes will be posted on this website and be deemed to have been accepted by you if you continue using the Services. The obligation therefore is on you to review these terms and conditions at regular intervals.

8.	General
	8.1	These terms and conditions will be governed by and construed in accordance with the laws of South Africa.
	8.2	These terms and conditions are severable, in that if any provision is determined to be illegal or unenforceable by any court of competent jurisdiction, then such provision shall be deemed to have been deleted without affecting the remaining provisions of the terms and conditions.
	8.3	Our failure to exercise any particular rights or provision of these terms and conditions shall not constitute a waiver of such right or provision, unless acknowledged and agreed to by us in writing.
	8.4	These terms and conditions, as varied by us from time to time pursuant to clause 7, above constitute the sole agreement between yourself and ourselves.

1.	Content of Customer Information
	HEALTHMAN shall ensure that:
	1.1	customer information shall be obtained only for the purpose of delivering and improving the Services and will not be processed in any manner incompatible with this purpose;
	1.2	customer information shall be adequate, relevant and not excessive in relation to the abovementioned purpose for which it is collated and/or processed;
	1.3	customer information shall be accurate, and where necessary, kept up to date and reasonable steps shall be taken to ensure that information which is inaccurate and/or incomplete, having regard to the purpose for which it was collected, is erased or rectified;
	1.4	customer information shall be kept in a format which permits identification for no longer than is necessary for the purpose for which the information was collected or processed.

2	Customer Consent
	Customer information may only be processed if:
	2.1	the customer has unambiguously given his consent; or
	2.2	processing is necessary for:
		2.2.1	the performance of a contract to which the customer is a party; or
		2.2.2	in order to take steps at the request of the customer prior to entering into a contract; or
		2.2.3	for compliance with a legal obligation to which HEALTHMAN is subject; or
		2.2.4	the performance of a task carried out in the public interest or in the exercise of official authority vested in the recipient; or
		2.2.5	for purposes of the legitimate interest pursued by HEALTHMAN, except where such interest is overridden by the interest for fundamental rights as reflected in the constitution.

3.	Access to Customer Information
	HEALTHMAN shall ensure that:
	3.1	access to, or disclosure of customer information will not be authorized without the documented commitment of the intended recipient so as to maintain confidentiality and the rightful use of such information;
	3.2	access to customer information by HEALTHMAN personnel, contract workers, consultants, service providers or suppliers will be restricted to the level of access needed to effectively perform delegated or contracted duties and/or the level of service needed to render a reliable and effective service to HEALTHMAN customers.

4.	Preventative Measures
	HEALTHMAN shall ensure that appropriate technical and organizational measures shall be taken against the unauthorized access, processing or disclosure of customer information